Moving After a Spouse Dies?

One of the realities of losing a spouse or a parent is the impact that event has on living arrangements. Are we living in the “right” place? Is the house too big? Is it too far away from family? Will my surviving parent be safe where they live? Should I move to be closer to mom or should mom move closer to me? 

 

These are tough questions and they come at a time when emotions are running so very high. They also come at a time when income has likely decreased, perhaps requiring a change be made sooner rather than later. Conventional wisdom says wait at least a year before you make any big changes to your living situation, but the reality is waiting a year may not be financially possible. If you are able to slow down and let the dust settle a bit, that is no small blessing.   

 

Really, it all boils down to three considerations: happiness, safety, and finances. The surviving spouse needs to be in a place that not only works financially, but also is safe and happy. You are going to need to use both your rational mind and your emotions if you are to make the best decision.   

 

On the face of it, the financial consideration seems to be the trump card. After all, you have to be able to afford where you live. However, it is not always that simple. When the happiest place is affordable but not the most frugal choice, then maybe happy trumps financially smart? Decisions based on both emotion and rational thought are usually the best decisions. 

 

That emotional happiness factor also impacts the safety issue. Perhaps the safest living arrangement isn’t going to be a happy situation? In that case, put your rational mind to work on finding a way to make the happy place safer.   

 

You have to find the best fit answer for your family. As you are weighing those three considerations, resist the temptation to base the decision on what you think may happen or will happen down the road. Consider the wisdom of making decisions in the present, based on present circumstances. So, if dad is safe, happy and can afford to stay in his present home maybe no change is necessary … for now.



www.simpletraditions.com

What To Look for When You Are Buying Final Expense Insurance

By Simple T Admin • March 13, 2025
Take a look at the premium, the amount you will pay each month, how long will you pay that amount? It is not uncommon to pay until you are 100 or even older. Will you be able to pay that amount each month as you age? What if you live to be 100? Will the benefit stay in place? How much will you have paid in by that time?

Too Little Too Late - A Memorial Gone Wrong

By Simple T Admin • March 13, 2025
Yesterday, Jane was on duty as a tour guide at a lovely little pre-revolutionary war church in rural Virginia. It was late in the afternoon when a youngish woman wearing shorts and a Cubs ball hat stepped into the visitor’s center looking lost. Thinking that she might need directions, Jane quietly approached to offer her assistance. The seemingly lost young lady said she just wanted to go in the church.

Death and Taxes

By Simple T Admin • January 28, 2025
Death and taxes (seemingly unlikely bed fellows at first glance) are often linked together because they have long been considered unavoidable life events. Some even say they are the only two things that are certain in life. Neither is something people typically look forward to, but they are both events that are anticipated and can be prepared for in advance.

Preplanning Your Funeral in Your 60’s

By Simple T Admin • January 28, 2025
According to a National Funeral Directors Association survey, more than half (62.5%) of us expect to participate in making our own funeral arrangements. And yet, less than a quarter of us have actually acted on that impulse. Not really so surprising since making funeral arrangements can literally be the very last thing we do. We can put it off right up to the end!

Grief Is Individual

By Simple T Admin • January 28, 2025
Let’s talk about the stages of grief. There is denial, anger, bargaining, depression and acceptance. I studied them in nursing school, reviewed them when I got divorced and generally found them to be a pretty accurate and helpful bit of knowledge. And then, a family member died. Stages?

It's Not Really a Funeral Plan If It's Not at the Funeral Home

By Simple T Admin • December 19, 2024
Can I just say that funerals stick in the mind of a loved one years after a death? It’s important that you get it right. Please don’t put your wishes in the drawer with the rest of your files. Oh, and that thing where you tell the kids what you want. That’s not the best either.
VIEW MORE POSTS